Frequently Asked Questions
USA Mortgages is a commercial lender that specializes in providing affordable loans to international (non-US) investors that own or are looking to buy real estate properties in the USA.
We provide loans for the purchase and refinancing of non-owner units located in most major US cities and metropolitan areas.
We usually respond back to potential borrowers with a term sheet within 2-7 days of their application.
Our typical loan amount ranges between $50,000-$250,000 with an LTV (Loan-to Value) up to 60%
The typical loan term is 5-7 years. We provide loans that are either interest only loans or fully amortized ( up to 30 years).
Title insurance helps protect someone who has purchased real estate against another party making a claim challenging the ownership of the property and the seller’s right to enter into a transaction. The title insurance company will handle any issues that arise during the property sale, and if a competing claim of ownership is deemed legitimate, the title insurance company is responsible for payment of any fees to the claimant.