Frequently Asked Questions

USA Mortgages is a commercial lender that specializes in providing affordable loans to international (non-US) investors that own or are looking to buy real estate properties in the USA. We provide loans for the purchase and refinancing of non-owner units located in most major US cities and metropolitan areas.
We lend for the purpose of purchasing non-owner occupied single-family homes, condominiums, townhouses, 1-4 unit residences, and small multi-family assets.
We lend on non-owner occupied single family homes, condos, townhouses, 1-4 unit residences and small multi-family assets.
We usually respond back to potential borrowers with a term sheet within 2-7 days of their application.
Our typical loan amount ranges between $50,000-$250,000 with an LTV (Loan-to Value) up to 50%
The typical loan term is 5-7 years. We provide loans that are either interest only loans or fully amortized ( up to 30 years).
Yes. Because we are a commercial lender, you will need a Special Purpose Entity (typically a Limited Liability Corporation, or LLC) for your loan. If you don’t have one, no need to worry—it is typically a very straightforward process to open one, and our team can assist you in the process.
Yes, we work extensively with brokers and are always looking for new relationships. We have partner programs that enable brokers to earn meaningful compensation. Please contact us at [email protected]
Title insurance helps protect someone who has purchased real estate against another party making a claim challenging the ownership of the property and the seller’s right to enter into a transaction. The title insurance company will handle any issues that arise during the property sale, and if a competing claim of ownership is deemed legitimate, the title insurance company is responsible for payment of any fees to the claimant.
Yes.
The proceeds of loans granted by USA Mortgages can be used to purchase or refinance a US-based residential property.
The proceeds of loans granted by USA Mortgages can be used to purchase or refinance a US-based residential property.