Frais d'évaluation

An appraisal fee is one you pay someone who will look at the homes you want to buy. This is one small aspect of purchasing a home where once you accept the seller’s offer, a professional will check the house to see if the offer matches the market value.

 

This professional is an appraiser, and he/she/they are the ones who appraise the home to estimate what the market value of a particular house would be. 

 

As of 2021, the appraisal fees range between $300 to $550 in the US. However, this fee is a standard one for a home that is meant for a single family. When it comes to the appraisal fees for penthouses, apartments in commercial areas, the fees may vary depending on the area and the kind of home one is looking for. 

 

Ideally, the appraisal fees should be paid after you accept the offering and at the time closing the sale. This is because there’s also an inspection of the home taking place. If you find something wrong with the house or face any issues, you can refrain from accepting the offer and even paying the appraisal fee. 

 

Appraisal fees are usually involved when one wants to take a mortgage. This is because an appraiser can accurately estimate the home’s market value, which aligns with the loan being taken. 

 

Thus, if there is a default on the payment or one cannot pay the loan off, the bank can seize the home/property. This property value must align with the loan because, that way, taking that property is justified. 

 

Therefore an appraisal, in general, helps all the parties involved, be it the buyer, seller, or the bank. It is also important to note that the buyer usually pays the appraisal fee, but in some instances, the deal is made such that the seller will pay the appraisal fee. 

 

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