US Mortgage for Israelis- Now Within Your Reach Thanks to US Mortgage
Don’t wait forever for that dream property in the land of dreams. Allow us to help you get the best loan to make that purchase!
Let’s make your American dream home a tangible reality
How to apply for a US mortgage as Israeli citizens
US home loan application process is straightforward and quick.
- Get your documents in Hebrew translated into English, and keep certified true copies ready
- Locate a buyer’s agent who has experience helping Israelis purchase real estate in America
- Identify locations that interest you in the US, and shortlist properties of your choice
- Negotiate the final price with the sellers, and make sure your agent assists you in this matter
- Pay a small token advance as a goodwill gesture to the seller, and confirm the deal
- Make sure you have a loan available and sign the contract that confirms your purchase
Be ready to pay a litany of fees once you sign the contract. These range from minor stamp duties and property insurance to taxes and other fees. If you don’t have a loan available, speak to an overseas mortgage specialist like us. You will quickly gain insider access to the best loan products available for Israelis.
In addition, you will not have to worry about having to furnish elusive documents just when you are able to make the purchase. Mortgage brokers know exactly what documents each Israeli applicant needs to furnish to make their loan application stronger.
Factors that can have a decisive effect on your loan application
To receive sweet news that you’ve been sanctioned a US mortgage loan to buy property in America, there are certain determining factors:
A decent credit score
Other factors may make your application stronger too
You own a premium property in Israel
You receive rental income on your property in Israel
Factors that cause delays and rejections
Having a poor credit history
Being a tenant in Israel
A high proportion of debts vis-a-vis income
It is customary for lending institutions in the US to carry out a thorough credit history check before sanctioning loans. If you have a less-than impressive credit history, and a not-so-stellar income, do not worry. We can still help you make your loan application stronger so that you can be a proud homeowner in the US
Make your loan application process slick and smooth
Don’t grope in the dark
While American loan application process is straightforward, it is also time-consuming. Many applications are rejected because of insufficient documents and proofs. In other cases, loan applications often reach a deadlock due to unforeseen circumstances.
As we have years of experience helping our clients in Israel get loans in the US, we know what it takes to give you a fighting chance. We will bolster your application and guide you through the mortgage process so that you receive the loan assistance you need to invest in America.
For tailored advice and consultation, speak to us today.